A credit freeze can also be requested via phone by the customer. These forms also need documents to prove the identities of the minor, incapacitated adult, and the person who will act as the authorized representative. A credit freeze on the credit report for a minor or an incapacitated adult uses the Minor Freeze Request form and the Incapacitated Adult Freeze Request form, respectively. The myEquifax account can also be used to temporarily lift, permanently remove, and check the status of the credit freeze. Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN).The myEquifax account registration requires the following information: To request a credit freeze in Equifax, the customer needs to create a myEquifax account. The TransUnion Credit Lock Plus also provides up to $1 million in ID theft insurance. Access to TransUnion and Equifax credit reports is protected against identity thieves with the TransUnion Credit Lock Plus. The TransUnion Credit Lock Plus allows the customer access to TransUnion and Equifax credit reports from a computer or mobile device. The customer can avail of a credit lock from TransUnion using the TransUnion Credit Lock Plus. Phone assistance from Experian experts in credit and fraud resolution.Identity theft insurance worth up to $1 million.
Alerts for new credit activity at any of the three credit bureaus.Monthly access to credit reports from all three credit bureaus.The CreditWorksSM is a premium subscription service at $29.95 per month and also includes: Experian CreditLock is part of the CreditWorksSM. The customer can avail of a credit lock from Experian using the Experian CreditLock. The Equifax credit report can be conveniently controlled by the customer for life and for free. The Lock & Alert app makes it convenient for a customer to lock and unlock the Equifax credit report. The customer can use a free credit lock from Equifax using the Lock & Alert app. Each of the credit bureaus provides a credit lock feature to the customer. A credit freeze can be requested for free at each of the three credit bureaus. A credit report that is restricted by a credit lock can be unlocked instantly using the customer's computer or mobile device. A credit freeze allows the customer to block access to the credit report. While both a credit freeze and a credit lock do the same thing, a credit freeze is commonly offered free of charge whereas a credit lock is a paid feature consumers can purchase. There two types of freezes: a credit freeze and credit lock.